My Insurance Calc ("we," "us," or "this site") provides free insurance calculators and educational guides. This policy explains what data is (and isn't) collected when you use the site, and your choices regarding that data.
Data We Collect
My Insurance Calc does not collect, store, or sell any personal information you enter into a calculator. All calculator inputs — your age, coverage amounts, payroll figures, and similar values — are processed entirely in your browser using client-side JavaScript and are never transmitted to, or stored on, our servers.
We do not require account creation, email signup, or any personal information to use any calculator or read any article on this site.
Google AdSense & Advertising
This site uses Google AdSense to display advertisements. Google, as a third-party vendor, uses cookies and similar technologies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google's Ad Settings. For a full explanation of how Google uses data when you use partner sites or apps, see How Google Uses Information from Sites That Use Our Services. You can also opt out of some third-party vendor cookies for personalized advertising by visiting www.aboutads.info.
Analytics
We use anonymous, aggregated analytics tools (such as Google Analytics and Google Search Console) to understand how visitors find and use this site — for example, which pages are viewed and which calculators are used most. This data is aggregated at the page/session level and is not used to identify individual users.
Cookies
We use cookies only as required by Google AdSense and our analytics tools, described above. We do not set cookies to track your identity or personal information, and we do not use cookies for any purpose beyond advertising and aggregate site analytics.
Children's Privacy
My Insurance Calc is not directed at children under the age of 13, and we do not knowingly collect any personal information from children. If you believe a child has provided us with personal information, please contact us so we can address it.
Your Rights (GDPR / CCPA)
Because we do not collect or store personal information on our servers, there is generally no personal data of yours for us to access, correct, or delete on request. If you are a resident of the European Economic Area (EEA) or California and have questions about how third-party advertising vendors like Google process data collected via cookies on this site, the links above under "Google AdSense & Advertising" explain your opt-out options directly with Google. You're also welcome to contact us with any privacy-related question, and we'll respond as best we can.
Third-Party Links
Our articles and calculators may link to third-party websites (such as insurance carriers, government agencies, or regulatory bodies) for reference. We are not responsible for the privacy practices or content of those external sites — we encourage you to review their own privacy policies.
Changes to This Policy
We may update this privacy policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. The "Last updated" date at the top of this page reflects the most recent revision.
Contact
If you have any questions about this privacy policy, please contact us.