Free Insurance Calculators
19 free tools — no signup, no fees, instant results. Pick a calculator below to get started.
Life Insurance
Life Insurance Calculator
Estimate how much life insurance coverage you need based on income, debts, dependents, and existing assets.
LifeTerm vs Whole Life Comparison
Compare term and whole life insurance side by side — cost, coverage duration, and which is right for your situation.
LifeLife Insurance for Seniors
Estimate coverage needs for ages 55–80. Covers final expenses, income replacement, debt payoff, and legacy goals.
LifeLong-Term Care Insurance Calculator
Estimate LTC coverage needs and premium ranges based on age, care setting, benefit period, and inflation protection.
Health & Disability
Disability Insurance Calculator
Estimate how much disability insurance coverage you need to protect your income if you can't work.
HealthHealth Insurance (Self-Employed)
Estimate health insurance costs for freelancers, contractors, and self-employed workers without employer coverage.
Home & Property
Home Insurance Calculator
Estimate how much homeowners insurance you need based on your home's value, location, and coverage preferences.
HomeRenters Insurance Calculator
Estimate renters insurance coverage for your personal property, liability, and additional living expenses.
HomeDwelling Coverage Calculator
Calculate the right dwelling coverage amount based on your home's size, construction type, and local rebuild costs.
HomeUmbrella Insurance Calculator
Find out how much umbrella liability coverage you need based on your assets and risk exposure.
Auto
Car Insurance Calculator
Estimate car insurance coverage needs and costs based on your vehicle, driving record, and coverage goals.
AutoEV Insurance Calculator
Estimate insurance costs for electric vehicles — including factors that make EV insurance different from standard auto.
AutoSR-22 Insurance Calculator
Estimate SR-22 insurance costs for high-risk drivers — including DUI, reckless driving, and license suspension situations.
AutoMotorcycle Insurance Calculator
Estimate motorcycle insurance costs based on bike type, rider experience, and coverage preferences.
Specialty
Pet Insurance Calculator
Estimate pet insurance costs and coverage for dogs and cats based on breed, age, and plan type.
BusinessFreelancer Insurance Calculator
Estimate insurance costs for freelancers — health, liability, disability, and more — in one place.
BusinessBusiness Insurance Calculator
Estimate business insurance coverage needs — general liability, professional liability, BOP, and more.
TravelTravel Insurance Calculator
Estimate travel insurance costs for trip cancellation, medical coverage, and emergency evacuation.
SpecialtyBoat Insurance Calculator
Estimate boat and watercraft insurance costs based on vessel type, value, and usage.