Renters Insurance by State
Average annual premiums, city-by-city rates, and coverage basics for all 50 U.S. states. Select your state below.
Alabama
Avg. annual premium: ~$203. Hurricane risk.
AKAlaska
Avg. annual premium: ~$101. Replacement Cost risk.
AZArizona
Avg. annual premium: ~$155. Wildfire risk.
ARArkansas
Avg. annual premium: ~$196. Tornado/Hail risk.
CACalifornia
Avg. annual premium: ~$175. Wildfire risk.
COColorado
Avg. annual premium: ~$165. Hail risk.
CTConnecticut
Avg. annual premium: ~$172. Urban Theft risk.
DEDelaware
Avg. annual premium: ~$158. Moderate Mixed risk.
FLFlorida
Avg. annual premium: ~$245. Hurricane risk.
GAGeorgia
Avg. annual premium: ~$213. Hurricane risk.
HIHawaii
Avg. annual premium: ~$168. Replacement Cost risk.
IDIdaho
Avg. annual premium: ~$128. Wildfire risk.
ILIllinois
Avg. annual premium: ~$148. Moderate Mixed risk.
INIndiana
Avg. annual premium: ~$132. Tornado/Hail risk.
IAIowa
Avg. annual premium: ~$112. Low Overall risk.
KSKansas
Avg. annual premium: ~$151. Tornado/Hail risk.
KYKentucky
Avg. annual premium: ~$147. Moderate Mixed risk.
LALouisiana
Avg. annual premium: ~$266. Hurricane risk.
MEMaine
Avg. annual premium: ~$109. Low Overall risk.
MDMaryland
Avg. annual premium: ~$163. Urban Theft risk.
MAMassachusetts
Avg. annual premium: ~$179. Urban Theft risk.
MIMichigan
Avg. annual premium: ~$154. Moderate Mixed risk.
MNMinnesota
Avg. annual premium: ~$138. Hail risk.
MSMississippi
Avg. annual premium: ~$223. Hurricane risk.
MOMissouri
Avg. annual premium: ~$159. Tornado/Hail risk.
MTMontana
Avg. annual premium: ~$189. Wildfire risk.
NENebraska
Avg. annual premium: ~$134. Tornado/Hail risk.
NVNevada
Avg. annual premium: ~$171. Wildfire risk.
NHNew Hampshire
Avg. annual premium: ~$114. Low Overall risk.
NJNew Jersey
Avg. annual premium: ~$181. Urban Theft risk.
NMNew Mexico
Avg. annual premium: ~$142. Wildfire risk.
NYNew York
Avg. annual premium: ~$198. Urban Theft risk.
NCNorth Carolina
Avg. annual premium: ~$187. Hurricane risk.
NDNorth Dakota
Avg. annual premium: ~$118. Low Overall risk.
OHOhio
Avg. annual premium: ~$122. Low Overall risk.
OKOklahoma
Avg. annual premium: ~$206. Tornado/Hail risk.
OROregon
Avg. annual premium: ~$157. Wildfire risk.
PAPennsylvania
Avg. annual premium: ~$146. Moderate Mixed risk.
RIRhode Island
Avg. annual premium: ~$192. Hurricane risk.
SCSouth Carolina
Avg. annual premium: ~$199. Hurricane risk.
SDSouth Dakota
Avg. annual premium: ~$121. Low Overall risk.
TNTennessee
Avg. annual premium: ~$156. Tornado/Hail risk.
TXTexas
Avg. annual premium: ~$194. Hurricane risk.
UTUtah
Avg. annual premium: ~$126. Wildfire risk.
VTVermont
Avg. annual premium: ~$102. Low Overall risk.
VAVirginia
Avg. annual premium: ~$137. Hurricane risk.
WAWashington
Avg. annual premium: ~$153. Wildfire risk.
WVWest Virginia
Avg. annual premium: ~$124. Low Overall risk.
WIWisconsin
Avg. annual premium: ~$115. Low Overall risk.
WYWyoming
Avg. annual premium: ~$106. Low Overall risk.